Fast Friendly Efficient Service of the Highest Standard" Jane Dryden Senior System Sales
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Business Benefits
What is Leasing?
Rather than paying for your equipment, furniture or anything else your business needs with a large cash outlay, we offer the alternative of a small monthly or quarterly amount over an agreed term allowing you to pay for your equipment as you use and benefit from it.
So How does it Work?
You simply choose your equipment from a reputable supplier of your own choice and then contact us to arrange a lease.
We then propose your application to our underwriters for a credit decision.
Once your proposal has been approved we then provide an agreement detailing your payment amount and term, for your authorisation.
Your supplier then delivers your equipment and we arrange payment direct to them for the full invoice amount of the equipment.
You then make monthly or quarterly fixed payments for your equipment.
How Does this Help my Business?
This allows you to get the equipment you need now regardless of budget restrictions.
It allows you to keep up with modern technology.
As you are not paying cash you can reinvest this for more profitable use elsewhere in your business.
It keeps you tax efficient - all lease agreements are 100% tax allowable
Spread the cost over the life of the equipment - You wouldn't pay a new member of staff 3 years salary up front would you?
Control your budget - payments are fixed allowing you to plan head with no unpleasant surprises.
No deposit required - have your equipment installed before you part with a penny!
Can I Upgrade the Equipment?
You have the option the swap out the equipment during the term of the lease and replace the old equipment. This varies from case to case but is usually most cost effective about 2/3 of the way through the agreement.
What happens at the End?
Many of our clients opt to use their budgeted payment to replace the old technology with new and simply start a new agreement. If however, you wish to keep the old equipment we can usually arrange for you to purchase title of the goods.
Why Don't I just go to the Bank?
It makes good business sense to spread your credit and keep your bank funding in reserve.
A bank overdraft can be recalled on demand at anytime - this can never happen with a lease as long as payments are up to date.
Banks often quote a rate which is variable then "arrangement fees"
You may also have to sit down with the bank manager for your "annual review"
Some banks insist that you produce quarterly accounts (at your cost) in order to retain your facility.
We never ask you to put up additional security such as your home.
What can I include in the Agreement?
In the case of computers you can include hardware, software, cabling, maintence, training and installation
What about Software?
Yes we can arrange leasing for software on it's own or software and support services.
We are a New/Young Business. Can We Lease?
Yes of course but some restrictions may apply please click here (to section on site for new businesses)
What types of equipment can you do?
Although our main area is business technology we have arranged agreements for items as diverse as an X Ray Machine for Aircraft to Waste Compactors. We will consider any item your business may need.